All-in-One Business OS · HRMS · Sales CRM · GST ERP

Simplify Operations.
Run Your Business on KrewDesk.

The complete Business Operating System by ApnaKharcha Technologies — integrating 150m Geo-Fence GPS Attendance, 1-Click PF/ESIC Payroll, Visual Sales CRM, and Double-Entry GST Accounting.

Stop juggling separate apps for attendance, payroll, leads, and billing. Manage your team shifts, close sales deals, and balance company cashbooks in one unified workspace.

Launch KrewDesk Portal Free Smart HRMS & Payroll Sales CRM Invoicing & Cashbook

150m GPS

Office Geo-Fence & Selfie Punch

1-Click

PF/ESIC Payroll & PDF Payslips

Full Hierarchy

Sales Leads & Deal Pipeline

Double-Entry

GST Invoicing & BRS Cashbook

Enterprise Operating System

Built for Modern Teams,
Powered by Total Control.

From strict 150m GPS attendance & 1-click salary calculations to visual sales deal pipelines and double-entry company cashbooks — everything connects in one unified platform.

HRMS Core

150m Office Geo-Fence & Live Selfie

Zero-Proxy GPS Radius + Cam Verification

Enforces strict 150m office perimeter GPS validation and mandatory live front-camera selfie upload to eliminate proxy attendance completely.

Explore HRMS Showcase

Automated Payroll

1-Click Payroll & PDF Salary Slips

PF (12%) + ESIC (0.75%) + Advance Deductions

Auto-computes monthly salary components, loans, advances, overtime, and generates tamper-proof watermarked PDF payslips ready to download.

View Payroll Engine

Shifts & Leaves

Rotational Saturday Offs & Comp-Off

Dual Batch A/B Roster + Holiday Credit

Automate Batch A (1st & 3rd) and Batch B (2nd & 4th) Saturday shifts. Employees working on declared Sundays or holidays auto-earn +1.0 Comp-Off.

Check Roster Rules

Self-Service

Leave Wallet & Punch Regularization

CL / SL / EL Balances + Manager Approval

Pre-allocated Casual, Sick, and Earned leaves with live approval hierarchy and 1-click missed punch-out regularization requests with audit notes.

See Leave Flow

Sales CRM

Kanban Pipeline & Deal Tracking

Drag-and-Drop Stages + Deal Valuation

Visual sales funnel tracking New Leads, Qualified, Quotation Sent, Negotiations, and Closed Deals with instant stage progression and conversion metrics.

Explore Sales CRM

Team Management

Lead Reassignment & Agent Logs

Super Admin / Org Admin / Agent RBAC

Strict access tiers prevent lead leaks. Reassign accounts seamlessly, record timestamped meeting call logs, and schedule automated follow-up alerts.

View Pipeline Hierarchy

Core Accounting

Physical Cashbook (Galla) & BRS

Hard Negative Balance Protection Block

Real-time physical cash tracking that strictly forbids negative disbursements, paired with 1-click bank statement reconciliation to spot mismatches.

Explore Cash & Bank Book

GST & Tax

GST Invoicing, HSN/SAC & Tax Engine

Dual CGST + SGST or Inter-State IGST

Generate professional GST compliant B2B/B2C invoices, automate tax breakdowns, assign sequential billing series, and download branded PDF copies.

See Invoice Builder

Procurement

Purchase Orders & Vendor Ledgers

PO Approval + Vendor Aging Ledgers

Manage raw material orders, track supplier bills, prevent double payments, and monitor outstanding vendor payables with automated payment reminders.

View Vendor Workflows

Enterprise Security

Multi-Tenant Roles & Data Isolation

Company-Level Data Encryption & Audit Trail

Strict cryptographic company separation ensuring staff, accountants, and sales teams see only their assigned modules with comprehensive audit logs.

Check Security Architecture

Fast Automation

0-Typing Bank SMS Auto-Logger

2-Second Parsing from All Major Indian Banks

Simply copy your HDFC, SBI, ICICI, Axis, or UPI debit SMS and paste it — the parser auto-detects transaction amounts, merchants, accounts, and tags.

Watch SMS Demo

FinTech & Bills

Corporate Wallet & 1-Click Utilities

Instant UPI Top-up + Prepaid & DTH Bills

Top up your company wallet via UPI/RuPay, recharge team mobile plans (Jio, Airtel, Vi), pay utility bills, and record transactions directly in the cashbook.

Learn More

Seamless Onboarding

Up and running in 5 easy steps.

From configuring your office geofence to managing sales leads and running 1-click payroll — get your workspace operational in minutes.

1. Setup Workspace

Office GPS & Shifts

Save branch GPS coordinates (150m geofence), 9h shift timings, and Saturday off rules.Configure in under 2 minutes.

2. Onboard Team

Role-Based Access

Add staff, assign roles (Admin, Manager, Agent), and set salary profiles with PF/ESIC.Custom permission controls.

3. Daily Attendance

150m GPS & Selfie

Staff punches in with live front-camera selfie. WFH & field client visits mapped in real time.Zero proxy attendance.

4. Manage Sales

Leads & Deal Pipeline

Capture leads, reassign across hierarchy, send WhatsApp quotes, and track follow-ups.Kanban visual pipeline.

5. Payroll & Books

1-Click Payout & BRS

Auto-generate monthly salary sheets, download tamper-proof PDF slips & reconcile cashbook.CA-ready reports anytime.

Business & MSME Edition

Scale From Daily Tracking to Complete Business ERP

Tally aur Excel ka jhanjhat khatam. ApnaKharcha now powers full corporate accounting, multi-tenant company cashbook, bank reconciliation, GST invoicing, and financial controls.

Zero Cash Deficit Voucher Tracking

Double-Entry Company Cashbook

Real-time fund flow tracking with physical cash (Galla) negative-balance hard block. Complete audit trail with PV/RV voucher serials.

OD Safeguards Liability Control

Smart Bank Overdraft Gates

Automated overdraft validation popup. Calculates resulting balance and requires conscious confirmation to prevent accidental negative liabilities.

1-Click BRS Passbook Match

Automated BRS Reconciliation

Match your real bank statements against ledger entries. Instantly identify uncleared deposits, pending cheques, and balance variances.

Place of Supply CGST · SGST · IGST

Automated GST Invoicing

Intra-state and inter-state dual-tax calculation engine. Generates professional PDF invoices with SAC/HSN codes and client ledgers.

Vendor POs Inventory Flow

Purchase Orders & Vendor Flow

Complete procurement management from quotation to approved PO, goods receipt, and vendor payment clearance.

Mobile First 2x2 Quick Actions

Complete ERP in Your Pocket

Record vouchers on the go, approve bills, and monitor live company cashflow from any smartphone with dedicated mobile layouts.

Smart HRMS, Geo-Fence Attendance & Payroll

Automate Staff Attendance, Leaves & Monthly Payroll

Replace separate HR tools with an integrated Indian HRMS engine — featuring 150m Office Geo-Fence lock, Rotational Saturday Offs, Sunday Comp-Off Wallet, PF/ESIC calculation, and Tamper-Proof Non-Editable PDF Payslips.

150m Office GPS Lock Live Selfie Proof

3-Mode Geo-Fence & Selfie Verification

Every employee defaults to strict Office Premises Geo-Fence (150m Haversine GPS lock). Includes Admin-approved Work From Home (locked within 250m of Home GPS) and Field Client Visit mode with live camera selfie proof and clickable Google Maps pins.

Live 9-Hr Timer Short-Hr & OT Engine

Live 9-Hour Shift, Short Hours & Overtime

Real-time shift progress bar with configurable grace minutes (15m), automatic Short Hours (<9h) pro-rata deduction or quota tracking, Overtime (>9h) pay calculation, and 1-click Missed Punch-Out regularization approvals.

1st/3rd vs 2nd/4th Sat Sunday Comp-Off

Rotational Saturday Off & Comp-Off Wallet

Assign employees to Batch A (1st & 3rd Saturday Off) or Batch B (2nd & 4th Saturday Off) so your office stays open every Saturday. Working on a Sunday or Holiday automatically credits +1.0 Comp-Off to redeem on any weekday.

CL · SL · EL · Half-Day 18 Paid Holidays

Complete Leave Wallet & Festival Holidays

Manage annual Casual Leave (CL), Sick Leave (SL), Earned Leave (EL), and Half-Day (0.5) applications with 1-click HR approval and 18 pre-loaded Indian National & Festival paid holidays.

PF 12% & ESIC 0.75% Auto Advance Cut

1-Click Payroll, PF/ESIC & Advance Recovery

Generate monthly salary sheets in Strict Punch-In mode (No Punch = ₹0) or Auto Full-Month mode. Automatically computes Employee/Employer PF & ESIC, recovers disbursed staff salary advances, and posts salary payouts to Company Cashbook.

Non-Editable PDF Slip WhatsApp & CSV

Tamper-Proof PDF Payslips & WhatsApp Alerts

Download flattened, security-watermarked PDF salary slips with a unique cryptographic verification ID (AK-VERIFIED) that cannot be altered in any PDF editor, plus 1-click free WhatsApp salary alerts and CA-ready CSV exports.

Sales CRM & Lead Engine

Close More Deals with In-Built Sales CRM

Don't just track spending — grow your top-line revenue. ApnaKharcha CRM brings lead tracking, visual deal pipelines, client 360° ledgers, and marketing campaigns directly inside your business portal.

Visual Pipeline Drag & Drop

Kanban Deal Pipeline

Track your sales pipeline from initial contact to closed deal. Customize stages (New Inquiry, Qualified, Demo Done, Proposal Sent, Won). Never let a hot deal slip through the cracks.

Lead Capture Smart Follow-ups

Complete Lead Timeline & Logs

Capture leads directly via web forms, WhatsApp, and phone calls. Maintain complete interaction history, schedule callbacks, log notes, and assign leads to team members.

CRM + Accounting 1-Click Invoicing

Direct Sync with Accounting ERP

When a deal is won, convert it directly into a Tax Invoice or Client Ledger with 1 click. Zero duplicate entry between your sales team and your finance bookkeeper.

Campaigns WhatsApp / Email

Marketing Outreach & Campaigns

Run targeted client broadcast campaigns, track responses, analyze conversion rates, and measure ROI on every rupee spent on client acquisition.

Multi-User Access Control

Team Collaboration & Permissions

Give your sales executives access to their assigned leads only, while managers and business owners maintain high-level oversight of total pipeline value and closures.

PDF Estimates WhatsApp Share